The statistics for residental fire sprinkler systems on saving both lives and property is very impressive. In the 15 year study of Scottsdale, Arizona's residental fire sprinkler system ordinance, there were 13 fir deaths... but none in the 40,00 sprinklered homes. Average property damage from fire and water in sprinklered homes was less than $ 2300 per fire. Average property damage from fire and water in unsprinklered homes was more than $ 45,000 per home.

This is typical of the track record of residential fire sprinkler systems throughout the country, and this translates into many major insurance companies giving credits on homeowners premiums for fire sprinkler systems. Below is a list of the leading insurance companies in Maine that provide credits from 5% to 15% for fire sprinkler systems.

5% credits have been offered by:

Concord Group

Farmers

One Beacon

Patrons

Vermount Mutual

5% up to 10% credits have been offered by:

Allstate Insurance group

Chubb

Liberty Mutual

St Paul Travelers

Statefarm

Between 10% and 15% credits have been offered by:

Amica Mutual

Maine Mutual Group

Patriot Mutual Insurance

Anyone putting in a residential fire sprinkler system needs to shop around if their insurance comapny does not offer a price break. I am sure that there are other companies that offer the credits as well. This list above is not meant to be all inclusive.

Courtsey: Maine Fire Marshal's Office